Privacy notice
Updated November 6, 2026.
The operator
Maryland HOA Reserve Study (marylandhoareservestudy.com) is run by Joe Trewick trading as Grub Leads, which is responsible for your personal data. You can contact us at support@grubleads.com.
Maryland HOA Reserve Study is a matching service. We do not do the work ourselves. We introduce you to a local reserve study firm, who pays us for the introduction.
Details the quote form takes
When you use the quote form we collect:
- your name, phone number, email address and ZIP code
- the details you give about the job, such as size, use, budget and timing
- your IP address, the page you sent the form from, and the wording you agreed to
Purpose
We use your details to find a local reserve study firm who can help with your request. We rely on your consent, which you give when you send the form.
We then contact you to tell you which firm we have found. We only pass your details to that firm after you tell us you are happy for us to. If we cannot find a firm within a reasonable time, we tell you and delete your request.
If you stop part way through the form, we keep what you entered so far for the same purpose, and delete it if the request is not completed.
We do not send you marketing, and we do not sell your details to anyone else.
The one firm that may see them
Your details go to:
- the reserve study firm we name to you, and only after you agree
- the companies that host this website and store our records for us, under contracts that protect your data
Retention and deletion
We keep your name, phone number, email address and IP address for 12 months, then delete them. We keep a record of the request without those details, so we can count how many requests the site receives.
Your choices over your data
You can ask us for a copy of your data, ask us to correct or delete it, or withdraw your consent at any time. Write to us and you will have an answer inside 45 days.
If you are unhappy with how we handle your data, please tell us first at support@grubleads.com.
Analytics without cookies
We count visits with a privacy-friendly tool that does not use cookies or identify you. We do not use advertising or tracking cookies.
If your state has a privacy law
We earn a fee from the firm a board is introduced to. Under some state laws that makes handing over a request a "sale". Writing to us once, or using our opt-out page, stops it; opt-outs are recorded with the date they took effect.
Residents of several states can ask to view, fix or erase their records here, free of charge and without any penalty. Nothing you send is used to aim advertising at you, and the site is meant for adults, not anyone under 16.
Proof of consent
Claims under US calling and texting rules can arrive years later, so proof of consent (the number, time, IP address, page and consent wording) is kept for five years. Names and email addresses are still deleted on the schedule above.